In a survey conducted by the Society of Actuaries

37% of individuals ages 45 to 70 said that “running out of money” will be the biggest financial challenge if they live to be 100.

“Managing the cost of healthcare,” a concern of 23% responding, reported this as their next biggest challenge, according to a Wall Street Journal article.

Author and Financial Expert, Tom Hegna, will be the guest speaker during a series of events sponsored by Better Financial Solutions, LLC, a Canton-based Certified Public Accounting firm, that has been serving over 800 clients in the greater Northeast area since 2005.

Knowing that many of her clients, their employees and their families, face these concerns on a regular basis, Marie Cutlip, CPA made the decision to host the event. “We believe Tom Hegnac, CLU, ChFC, CASL offers some sound advice on how to protect yourself from inflation and deflation,” states Cutlip. “Tom specializes in simplifying retirement solutions and his book, Paychecks and Playchecks: Retirement Solutions For Life (Acanthus Publishing), is designed to help us understand the best way to retire… with guaranteed lifetime income that covers basic expenses and optimizes the rest of the portfolio with the proper utilization of Life Insurance and Long Term Care Insurance,” concludes Cutlip.

Better Financial Solutions (BFS) as an organization is committed to providing resources that will aid in the financial success everyday people, and advice our clients and colleagues crave and deserve, according to Cutlip.

There is no charge to attend either of the events below, however, an RSVP is needed by 9:00 a.m. Saturday, September 20, 2014 to:

Kathy Pumneo at

or by calling 330-494-5335

Seating is limited and on a First Come/First Serve basis.


Locations: Table 6 Kitchen + Bar (6113 Whipple Ave NW) at 8:00 a.m.


91 Wood Fired Oven (5570 Fulton Dr NW) at 11:30 a.m.

A Free Continental Breakfast or Lunch will be served.

Please note that the guest speaker, Tom Hegna, is an independent contractor. Tom Hegna is not an employee or affiliated with Better Financial Solutions, LLC (BFS). The opinions expressed at this event are his own and not necessarily those of BFS.



Contact: Kathy Pumneo

Company: Better Financial Solutions, CPAs

Phone: 330-494-5335